{"created":"2025-11-17T01:54:43.209871+00:00","id":2000255,"links":{},"metadata":{"_buckets":{"deposit":"ebb18144-dbb1-4338-8452-47e757672593"},"_deposit":{"created_by":21,"id":"2000255","owner":"21","owners":[21],"pid":{"revision_id":0,"type":"depid","value":"2000255"},"status":"published"},"_oai":{"id":"oai:agi.repo.nii.ac.jp:02000255","sets":["2","2:1739497284519"]},"author_link":["254","189"],"control_number":"2000255","item_2_biblio_info_7":{"attribute_name":"bibliographic_information","attribute_value_mlt":[{"bibliographicIssueDates":{"bibliographicIssueDate":"2025-12-08","bibliographicIssueDateType":"Issued"},"bibliographicPageEnd":"15","bibliographicPageStart":"1","bibliographicVolumeNumber":"2025-19","bibliographic_titles":[{"bibliographic_title":"AGI Working Paper Series","bibliographic_titleLang":"en"}]}]},"item_2_description_5":{"attribute_name":"抄録","attribute_value_mlt":[{"subitem_description":"In this paper, we first show that a particular form of precautionary saving, which we will call “intertemporal precautionary saving” to distinguish it from purely intertemporal and purely precautionary saving, will inevitably arise in the case of pure (downside) risk as long as consumers are risk-averse, even if they are not prudent. We then present a simple example that shows that even pure precautionary saving (i.e., saving generated by risk alone without effects on expected income) may arise as long as consumers are risk-averse, even if they are not prudent and even if risk is speculative (two-sided).","subitem_description_language":"en","subitem_description_type":"Abstract"}]},"item_2_subject_24":{"attribute_name":"item_2_subject_24","attribute_value_mlt":[{"subitem_subject":"JEL classification: D11, D14, D15, D81, E21, G51","subitem_subject_language":"en","subitem_subject_scheme":"Other"}]},"item_2_version_type_20":{"attribute_name":"出版タイプ","attribute_value_mlt":[{"subitem_version_resource":"http://purl.org/coar/version/c_be7fb7dd8ff6fe43","subitem_version_type":"NA"}]},"item_creator":{"attribute_name":"著者","attribute_type":"creator","attribute_value_mlt":[{"creatorNames":[{"creatorName":"Ventura, Luigi","creatorNameLang":"en"}],"familyNames":[{"familyName":"Ventura","familyNameLang":"en"}],"givenNames":[{"givenName":"Luigi","givenNameLang":"en"}],"nameIdentifiers":[{"nameIdentifier":"254","nameIdentifierScheme":"WEKO"}]},{"creatorNames":[{"creatorName":"Horioka, Charles Yuji","creatorNameLang":"en"},{"creatorName":"ホリオカ, チャールズ・ユウジ","creatorNameLang":"ja"}],"familyNames":[{"familyName":"Horioka","familyNameLang":"en"},{"familyName":"ホリオカ","familyNameLang":"ja"}],"givenNames":[{"givenName":"Charles Yuji","givenNameLang":"en"},{"givenName":"チャールズ・ユウジ","givenNameLang":"ja"}],"nameIdentifiers":[{"nameIdentifier":"189","nameIdentifierScheme":"WEKO"}]}]},"item_files":{"attribute_name":"ファイル情報","attribute_type":"file","attribute_value_mlt":[{"accessrole":"open_access","date":[{"dateType":"Available","dateValue":"2025-11-17"}],"filename":"WP2025-19.pdf","filesize":[{"value":"457 KB"}],"format":"application/pdf","licensetype":"license_4","mimetype":"application/pdf","url":{"url":"https://agi.repo.nii.ac.jp/record/2000255/files/WP2025-19.pdf"},"version_id":"47e108ee-271a-4ada-a234-b07d5612b803"}]},"item_keyword":{"attribute_name":"キーワード","attribute_value_mlt":[{"subitem_subject":"household saving","subitem_subject_language":"en","subitem_subject_scheme":"Other"},{"subitem_subject":"precautionary saving","subitem_subject_language":"en","subitem_subject_scheme":"Other"},{"subitem_subject":"prudence","subitem_subject_language":"en","subitem_subject_scheme":"Other"},{"subitem_subject":"pure risk","subitem_subject_language":"en","subitem_subject_scheme":"Other"},{"subitem_subject":"risk aversion","subitem_subject_language":"en","subitem_subject_scheme":"Other"},{"subitem_subject":"saving","subitem_subject_language":"en","subitem_subject_scheme":"Other"},{"subitem_subject":"speculative risk","subitem_subject_language":"en","subitem_subject_scheme":"Other"}]},"item_language":{"attribute_name":"言語","attribute_value_mlt":[{"subitem_language":"eng"}]},"item_resource_type":{"attribute_name":"item_resource_type","attribute_value_mlt":[{"resourcetype":"working paper","resourceuri":"http://purl.org/coar/resource_type/c_8042"}]},"item_title":"Do Non-Prudent Consumers Ever Engage in Precautionary Saving? Two Observations on Risk and Precautionary Saving","item_titles":{"attribute_name":"タイトル","attribute_value_mlt":[{"subitem_title":"Do Non-Prudent Consumers Ever Engage in Precautionary Saving? Two Observations on Risk and Precautionary Saving","subitem_title_language":"en"}]},"item_type_id":"2","owner":"21","path":["2","1739497284519"],"pubdate":{"attribute_name":"PubDate","attribute_value":"2025-12-08"},"publish_date":"2025-12-08","publish_status":"0","recid":"2000255","relation_version_is_last":true,"title":["Do Non-Prudent Consumers Ever Engage in Precautionary Saving? Two Observations on Risk and Precautionary Saving"],"weko_creator_id":"21","weko_shared_id":-1},"updated":"2025-12-08T02:16:18.811152+00:00"}